Togo: INAM expands health coverage to vulnerable beneficiaries
In line with the inclusive health policy initiated by the Togolese authorities, the National Health Insurance Institute (INAM) has taken another decisive step forward. In an official statement dated August 5, 2025, INAM announced the extension of Universal Health Insurance (AMU) coverage to widows, widowers, orphans, and direct ascendants under the civil and military pension schemes managed by the Togo Pension Fund (CRT). This decision reflects the government’s ongoing commitment to making healthcare a fundamental right for all.
This measure, which follows a similar action for beneficiaries of the National Social Security Fund (CNSS), aligns with the ambitious vision championed by the Chairman of the Council, Faure Essozimna Gnassingbé, to ensure a health coverage system that is inclusive, fair, and sustainable. By targeting historically marginalized groups—especially survivors’ pension beneficiaries and dependent parents—the government is actively working to reduce inequalities in access to healthcare.
Beneficiaries of this expansion will now be able to obtain an AMU card, granting them access to essential healthcare services throughout the national health network. This development has been welcomed as a major tool for social justice and protection for vulnerable groups, particularly orphans and the elderly, who are often economically disadvantaged.
Since the launch of the AMU project in January 2024, Togo has made significant strides in expanding healthcare coverage. This momentum reflects a Pan-African vision of a state that prioritizes the well-being of its citizens, under the leadership of a pragmatic, people-focused government led by the Chairman of the Togolese Council.
Togo’s healthcare future is being written with hope and determination. The reforms underway are strengthening the foundations of an inclusive health system that meets the aspirations of the Togolese people.
