Togo/Financial inclusion: With over 4.066 billion CFA francs in loans granted, the government is strengthening the economic empowerment of micro-entrepreneurs
Togo reaffirms its commitment to financial inclusion, with tangible results achieved between August 2024 and August 2025. Thanks to a proactive policy, more than 39,000 loans have been granted, amounting to a total of 4.066 billion CFA francs. These funds have mainly supported income-generating activities, enabling thousands of people—particularly women—to develop their projects and strengthen their economic independence.
This program specifically targets vulnerable populations, often excluded from the traditional banking system. It provides them with direct access to tailored financial resources, with a remarkable repayment rate that demonstrates the relevance of the model.
Digital finance is also expanding, making credit more accessible to households and micro-entrepreneurs. Beyond loans to these entrepreneurs, more than 6,700 people have been trained in management and taxation to better master financial tools.
Today, the State aims to extend the program to over 72% of localities, reflecting a clear ambition for national inclusion. These efforts illustrate a strong political vision: making financial inclusion a driver of development and empowerment—particularly for women—and building a fairer, more resilient Togo.
